Here is some very important advice to everyone especially men.
GET OUT OF DEBT, and as fast as you can, failing to do so will call unexpected consequences.

Are you in debt? unable to save? worse yet, have collections companies on you?  Those collection companies are aggressive and nasty. They wont stop short of doing anything to get you to pay them bills. The latest is a Lithuanian firm that hired a witch to hunt debt dodgers. Yes a witch, do you want a witch coming after you? No you don’t.

Now here is some very important advice to live buy.

When in debt, make sure you don’t dig deeper. cut up your credit cards, and pay with cash. Try to buy what you need, put together a MUST have budget and stick to it. HOWEVER make sure that your budget includes the following line item.

PAY YOURSELF FIRST = 10% * Salary.

Make sure you pay yourself. lock that money up, and make sure you at least have savings that will cover 3 month living expense. Once you accumulated your 3 month, starts investing the 10%. Get yourself invested at least in some mutual funds and contribute every paycheck.

Savings and accumulating wealth is extremely important for you, especially if you are a man, why? Well a recent study concluded that “Wealthy men give women more organisms” So I guess its true what they say.
Size does matter, only its the size of the balance in your savings account.